Sarah Titus

I like to keep 2 one dollar bills and a twenty dollar bill in my purse at all times. Here’s why. 1) I’ve been in the situation where somewhere I purchase from doesn’t accept debit cards, or their system is down for some reason. If I have cash, I can easily get in and get out without trouble or having to make a special trip and go BACK to the store AGAIN. 2) Transactions on your debit … [Read more...] about Day 30: Carry Change

As you know, I'm a quality girl. I'd much rather buy a quality item, even if it's a little more in price upfront, rather then, to purchase something of lower quality that will just break down on me, or I'd have to replace it much sooner than expected. Over the years, I can look back and see how much money I save by buying quality; how many frustrations, stress, and time it's saved me over … [Read more...] about Day 29: One Weird Trick Saves Me Lots of Moolah

One of my favorite challenges I made for myself years ago, was to determine to pay cash only for the things I needed and wanted. If I don't have the money to buy it, I don't purchase it. It's pretty simple. What I found is that if I really, really want something, I'll tend to find a way to make it happen. The saying goes "where there's a will, there's a way." It seems to be so true in this … [Read more...] about Day 28: Pay Cash Only

When you're shopping in the stores, be sure to look high and low for the item you want to purchase. Here's how most stores stock their shelves. At eye level are all the products that are the most popular, not the most cost-effective. Things they want to sell quicker, things they make more money on, things that people who are in a hurry can just grab and go. Above that, toward the top of the … [Read more...] about Day 27: Search High and Low